Skip to content


Further measures to protect depositors

Summary

The past year has seen a period of sustained turbulence and instability in global financial markets, with financial firms across the world affected. In Britain, the Northern Rock bank experienced a run on its deposits and, in February 2008, the bank was nationalised. A January 2008 consultation paper summarised the actions being taken by the Treasury, the Financial Services Authority (FSA) and the Bank of England in response to the disruption being experienced in the global financial markets.

This publication, 'Financial Stability and Depositor Protection: Further Consultation' (Cm. 7436), presents a further consultation paper on financial stability and depositor protection in the UK, following on from the January 2008 paper.

The January 2008 consultation paper, 'Financial Stability and Depositor Protection: Strengthening the Framework' (Cm. 7308), set out five key objectives:

  • Strengthening the stability and reliability of the financial system.
  • Reducing the likelihood of individual banks facing difficulties.
  • Reducing the impact when banks do experience difficulties.
  • Providing effective compensation arrangements.
  • Strengthening the Bank of England.

A full summary of the proposals to meet the above objectives is set out in the first chapter of this follow-up consultation, with the remainder of the document examining the January proposals in detail.

Found this story interesting?
Spread the news by clicking below to add it to your bookmarking service:

Law-Making Explained

This is a Command Paper (Cm. 7436, 2007-08). It is a consultation paper from HM Treasury.

Find out more about Command Papers.

How does it affect me?

If you are interested in the Government's plans to increase financial stability and strengthen depositor protection, this affects you.

Further Reading

Find out how to Have Your Say

Find out more about the nationalisation of Northen Rock

Read the HM Treasury press release regarding the publication of this consultation document


Find out how to have your say